Investing
Why investors use hard money in Orange County
Banks underwrite the borrower. Hard money underwrites the house. When the contract is hot, that is the whole game.
Fix-and-flip, probate, and off-market deals in OC do not wait for a 45-day conventional close.
We look at after-repair value, budget, experience, and exit — sale or refinance into a DSCR or conventional rental loan.
Points and rate are higher than a 30-year. The cost of missing the deal is higher. We will show both numbers.
Land, commercial, and bridge are on the same desk. One call, not three lenders.