
3.5% down · 580 credit
FHA Loans
The workhorse for first-time California buyers. Lower credit, smaller down payment, and we check you for California down-payment assistance.
- Down payment as low as 3.5%
- Credit scores starting at 580
- Gift funds allowed from family
- We screen CalHFA & local assistance
- Primary residences, 1–4 units
Payment studio
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