Skip to content
GR Financial ServicesGR Financial Services

3.5% down · 580 credit

FHA Loans

The workhorse for first-time California buyers. Lower credit, smaller down payment, and we check you for California down-payment assistance.

  • Down payment as low as 3.5%
  • Credit scores starting at 580
  • Gift funds allowed from family
  • We screen CalHFA & local assistance
  • Primary residences, 1–4 units

Payment studio

What would this home cost each month?

Tap a percent to play with it. Payment updates live.

Estimated monthly · estimate

—

Example only, not a quote. Your rate, APR, and payment depend on your credit, property, and loan. Get an official Loan Estimate before choosing a loan.

Pre-qualify at this payment

Ready when you are.

Pre-qualify online, book 30 minutes with Josue, or call the desk. Evenings by appointment.

Prefer text? (951) 227-1173
CallTextPre-qualify